Medical Marijuana Legalization Linked To Reduced Drunk Driving And Safer Roads, Study On Auto Insurance Data Suggests

Auto insurance premiums decreased in states following the legalization of medical marijuana, according to a new study that builds on existing research signaling that cannabis reform is associated with reduced risk of dangerous driving—contrary to prohibitionist arguments. The study, published this month in the journal Health Economics, analyzed insurance data from 2014 to 2019. It…

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Assembly Bill 5 #AB5 1099 Independent Contractor

Assembly Bill 5 (AB5), passed in California last year and which recently went into effect on January 1st, places severe restrictions on how businesses can contract and work with independent workers. This law not only affects the rise of freelance work through the “gig economy”, but also obligates employers to classify most independent contractors as…

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Workers Comp

  How much does workers’ compensation insurance cost? Every state has it own rules when it comes to workers’ compensation insurance, so the cost of a policy will depend on where your employees are located. Companies with more employees and greater risks pay higher rates for workers’ compensation coverage, because they’re more likely to face…

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Life Insurance and when to review it.

Times to Review Life Insurance Your life insurance often needs to change as your life changes. That’s why you’ll want to schedule a life insurance review after a major life event. Life events that should trigger a review of life insurance include: Getting married Getting divorced Buying a house Having or adopting a baby Accepting…

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Understanding What Medicare Does and Does Not Cover

What is Medicare? When you are planning your healthcare and especially Medicare, it is critical to know what is covered and what is not covered. Due to the many options and plans for Medicare, it can be confusing to know which plan will give you the right coverage. Fortunately, we are going to share with…

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