Retirement should be a time in life where we can relax, lean back and enjoy the fruits of our labors. Yet retirement for many brings a slew of new topics to grapple with, and one of the most maddening may be Medicare. Medicare is a national health insurance program that begun under the Social Security…

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What is Medicare? When you are planning your healthcare and especially Medicare, it is critical to know what is covered and what is not covered. Due to the many options and plans for Medicare, it can be confusing to know which plan will give you the right coverage. Fortunately, we are going to share with…

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California employers: 1099 in California have essentially been eliminated. Give us a call to go over your workers comp options. If you write 1099’s and have workers compensation in force, the audits are very thorough. They will verify each 1099 check paid to make sure it was to an independent contractor who is licensed and…

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Top 10 Misconceptions About Placing California Earthquake Insurance Coverage One of the biggest misconceptions regarding California Earthquake coverage is the widely held view that it is a straightforward and elective coverage. With the lowest frequency in the CAT space, this peril is the least tested and, as a result, often misunderstood. While frequency is minimal,…

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Published: August 4, 2014 Updated: September 18, 2018 10 Habits of Highly Successful Small Business Owners Kelly Spors The unfortunate reality is that a lot of businesses fail. What differentiates those that fail from those that become raging successes? Certain traits and habits help business owners beat the odds and build highly successful companies. Here’s a…

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kilauea eruption

The eruption of Mount Kilauea in Hawaii is a reminder to businesses that they can be vulnerable to nature’s destructive forces.  Take a look at this story to understand why it is important to review your business insurance and make sure it covers your business needs. The eruption of Mount Kilauea in Hawaii is a reminder to…

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workers compensation guide for small business owners

Here is an aricle that gives small business owners some answers to the following questions; What is worker’s compensation? Why do you need worker’s compensation insurance? Who is required to have a workers’ compensation policy? Where do you get workers’ compensation insurance? How are premiums set for workers’ compensation? How much does a workers’ compensation…

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PM Insurance Services

We just wanted to share some images of the San Fernando Business Owners mixer that was held at PM Insurance Services. It was a gathering of like-minded individuals who wanted to share ideas. Take a look at the pictures. Food provided by Marleni Cervantes of Melura Crepes Catering (818) 747-5841

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