Small Business Satisfaction With Commercial Insurers Resurges: J.D. Power

  A toxic combination of business disruption and economic uncertainty strained the relationship between small businesses and their commercial line insurers during the pandemic, causing customer satisfaction to decline beginning in 2020 for the first time in seven years. According to the J.D. Power 2022 U.S. Small Commercial Insurance Study, that trend has reversed, with overall…

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California workers’ compensation insurance

    California workers’ compensation insurance Workers’ compensation insurance covers the cost of work-related injuries. It’s required for all California businesses that have employees. Who needs workers’ comp insurance in California? Every state has different requirements for workers’ compensation insurance. In California, workers’ compensation is mandatory for all employers, even if the company only has one employee.…

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Assembly Bill 5 #AB5 1099 Independent Contractor

Assembly Bill 5 (AB5), passed in California last year and which recently went into effect on January 1st, places severe restrictions on how businesses can contract and work with independent workers. This law not only affects the rise of freelance work through the “gig economy”, but also obligates employers to classify most independent contractors as…

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Workers Comp

  How much does workers’ compensation insurance cost? Every state has it own rules when it comes to workers’ compensation insurance, so the cost of a policy will depend on where your employees are located. Companies with more employees and greater risks pay higher rates for workers’ compensation coverage, because they’re more likely to face…

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Cannabis Delivery & Transportation Insurance

Cannabis Delivery & Transportation Insurance  The transportation of marijuana is a necessary part of the cannabis industry. From grow to extraction to testing to manufacturing to dispensary, or any combination there is a risk to all parties as the most valuable stage of the finished product is at risk to theft. As a result, dispensaries,…

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Umbrella Liability Insurance

Umbrella Liability Insurance  The following factors can increase the cost of umbrella liability insurance: Your business is open to the public and experiences lots of foot traffic, which increases the chance of a claim on your general liability policy.  You regularly handle customer property, which places you at risk of a property damage lawsuit. You…

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Commercial Truck Insurance

How Does Commercial Truck Insurance Work?   Similar to other forms of auto coverage, commercial truck insurance protects others in the form of bodily injury and property damage liability coverage if a truck driver is found responsible for an accident.  Commercial truck insurance can also offer other coverages, such as comprehensive and collision protection, cargo…

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Kilauea Eruption: A Reminder to Businesses About Insurance

kilauea eruption

The eruption of Mount Kilauea in Hawaii is a reminder to businesses that they can be vulnerable to nature’s destructive forces.  Take a look at this story to understand why it is important to review your business insurance and make sure it covers your business needs. The eruption of Mount Kilauea in Hawaii is a reminder to…

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