$12M in Emergency Funding for Death Valley Flood Repairs

    Nearly $12 million has been made available to the National Park Service to repair flood damage to roads in Death Valley National Park, the U.S. Department of Transportation’s Federal Highway Administration said. Most roads in the desert park have been closed since runoff from thunderstorms on Aug. 5 wiped out major sections of…

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California Insurance Commissioner: Mercury Steered ‘Good Drivers’ Toward Higher-Priced Policies

California Insurance Commissioner Ricardo Lara announced a legal action on Monday against Mercury Insurance for reportedly violating consumer protection laws, including selling Mercury’s highest-priced policy to “good drivers” instead of the lowest-priced policy for which good drivers qualify. Lara’s action follows a California Department of Insurance investigation that reportedly found numerous areas where Mercury’s business…

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California Assembly Bill 5- AB5

KEY TAKEAWAYS California Assembly Bill 5 (AB5) extends employee classification status to some gig workers. Under AB5, companies must use a three-pronged test to prove workers are independent contractors, not employees.1 AB5 was designed to regulate companies that hire gig workers in large numbers, such as Uber, Lyft, and DoorDash. On Sept. 4, 2020, the…

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Medical Marijuana Legalization Linked To Reduced Drunk Driving And Safer Roads, Study On Auto Insurance Data Suggests

Auto insurance premiums decreased in states following the legalization of medical marijuana, according to a new study that builds on existing research signaling that cannabis reform is associated with reduced risk of dangerous driving—contrary to prohibitionist arguments. The study, published this month in the journal Health Economics, analyzed insurance data from 2014 to 2019. It…

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Assembly Bill 5 #AB5 1099 Independent Contractor

Assembly Bill 5 (AB5), passed in California last year and which recently went into effect on January 1st, places severe restrictions on how businesses can contract and work with independent workers. This law not only affects the rise of freelance work through the “gig economy”, but also obligates employers to classify most independent contractors as…

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Commercial Truck Insurance

How Does Commercial Truck Insurance Work?   Similar to other forms of auto coverage, commercial truck insurance protects others in the form of bodily injury and property damage liability coverage if a truck driver is found responsible for an accident.  Commercial truck insurance can also offer other coverages, such as comprehensive and collision protection, cargo…

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Assembly Bill 5 (AB5)

California recently adopted Assembly Bill 5 (AB5), authored by Asm. Lorena Gonzalez (D-San Diego). AB -5 places into law an independent contractor test known as “ABC” test. In order to be considered an independent contractor, a worker must satisfy all 3 parts of the test. A. The person is free from the control and direction…

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