Cal/OSHA Issues Heat Warning to Protect Outdoor Workers

  Cal/OSHA sent out heat warning for employers this week reminding them they are required to protect outdoor workers from heat illness following excessive heat watches being issued throughout California. The temperature is forecast to exceed 105 degrees in northern and inland parts of the state this week including areas around Sacramento, Fresno and the…

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California Insurance Commissioner: Mercury Steered ‘Good Drivers’ Toward Higher-Priced Policies

California Insurance Commissioner Ricardo Lara announced a legal action on Monday against Mercury Insurance for reportedly violating consumer protection laws, including selling Mercury’s highest-priced policy to “good drivers” instead of the lowest-priced policy for which good drivers qualify. Lara’s action follows a California Department of Insurance investigation that reportedly found numerous areas where Mercury’s business…

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California workers’ compensation insurance

    California workers’ compensation insurance Workers’ compensation insurance covers the cost of work-related injuries. It’s required for all California businesses that have employees. Who needs workers’ comp insurance in California? Every state has different requirements for workers’ compensation insurance. In California, workers’ compensation is mandatory for all employers, even if the company only has one employee.…

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5 Mistakes Life Insurance Mistakes That You Should Avoid

5 Mistakes Life Insurance Mistakes That You Should Avoid Some Life Insurance Advice to Consider There are many good reasons to consider buying a life insurance policy, such as a recent marriage, a new baby, or taking on a large debt (like a house) loved ones would have trouble paying off if something happened to you. Or perhaps…

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Indexed Universal Life Insurance: Pros and Cons

  Indexed Universal Life Insurance: Pros and Cons (IUL) insurance policies can help you to build wealth while leaving behind a death benefit for your loved ones. These policies put a portion of the policyholder’s premium payments toward annual renewable term life insurance, with the remainder added to the cash value of the policy after fees…

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Assembly Bill 5 #AB5 1099 Independent Contractor

Assembly Bill 5 (AB5), passed in California last year and which recently went into effect on January 1st, places severe restrictions on how businesses can contract and work with independent workers. This law not only affects the rise of freelance work through the “gig economy”, but also obligates employers to classify most independent contractors as…

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Workers Comp

  How much does workers’ compensation insurance cost? Every state has it own rules when it comes to workers’ compensation insurance, so the cost of a policy will depend on where your employees are located. Companies with more employees and greater risks pay higher rates for workers’ compensation coverage, because they’re more likely to face…

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Cannabis Delivery & Transportation Insurance

Cannabis Delivery & Transportation Insurance  The transportation of marijuana is a necessary part of the cannabis industry. From grow to extraction to testing to manufacturing to dispensary, or any combination there is a risk to all parties as the most valuable stage of the finished product is at risk to theft. As a result, dispensaries,…

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Commercial Truck Insurance

How Does Commercial Truck Insurance Work?   Similar to other forms of auto coverage, commercial truck insurance protects others in the form of bodily injury and property damage liability coverage if a truck driver is found responsible for an accident.  Commercial truck insurance can also offer other coverages, such as comprehensive and collision protection, cargo…

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