Cannabis Insurance

Cannabis Insurance: Protect Your Business & Investment

The cannabis industry comes with unique risks, from ever-changing regulations to theft, fire, and product liability. Whether you run a dispensary, grow operation, manufacturing facility, or testing lab, the right cannabis insurance is essential to safeguard your business.

At PM Insurance Services, we don’t work for insurance companies we work for you. As specialists in cannabis business insurance, we help you find the best coverage at the best rates. We partner with multiple providers to tailor policies that fit your specific needs.

Key Coverages & Why They Matter:

General Liability Insurance: Covers bodily injury and property damage lawsuits. If a customer slips in your dispensary, this policy helps cover legal costs.

Product Liability Insurance: Protects against claims that your product caused harm. If an edible has inaccurate dosing and a customer gets sick, this insurance helps with lawsuits.

Property Insurance: Covers your building, equipment, and inventory from theft, fire, or vandalism. Cannabis businesses are prime targets, making this coverage a must.

Crop Insurance: Essential for growers, this covers plants against weather damage, fire, and theft—safeguarding your most valuable asset.

Professional Liability Insurance: For consultants, testing labs, and industry professionals, this protects against errors, negligence, or inaccurate test results that could lead to legal claims.

Running a cannabis business without insurance? That’s risky. Here’s why coverage is critical:

Regulatory Compliance: Many states require insurance to operate legally. Lack of coverage could mean fines or even license suspension.

Theft Protection: Cannabis businesses often deal in cash, making them a target. Property insurance helps recover losses from break-ins.

Natural Disasters: Wildfires, floods, and storms can devastate crops. Crop insurance protects growers from major financial setbacks.

Product Liability Risks: If a customer claims a product caused harm, lawsuits can cost thousands—sometimes millions. This coverage helps protect your bottom line.

How We Help You Get Covered

1. Free Consultation: We review your current policy for coverage gaps.
2. Custom Plan Design: We compare top cannabis insurance carriers and create a tailored plan.
3. Ongoing Support: As your business grows or laws change, we help adjust your coverage.

Need to File a Claim? We’ve Got You.

Step 1: Report the incident we’ll guide you through the process.
Step 2: We work directly with insurers to get you the best possible settlement.

Don’t let unexpected risks threaten your cannabis business. PM Insurance Services is here to help you stay protected. Contact us today for a free consultation!