Business Insurance
Commercial Insurance for Towing Companies
Commercial insurance for towing companies. In the fast-paced world of towing and transportation unexpected challenges are part of the job. From roadside assistance in the San Fernando Valley to equipment hauling across states your business faces unique risks every day. At PM Insurance Services, we understand these challenges because we specialize in helping towing…
Read MoreWhy Parametric Insurance Matters More Than Ever for Travelers
Why Parametric Insurance Matters More Than Ever for Travelers In today’s uncertain world, traditional travel insurance often comes with a maze of fine print, exclusions, delays, and conditions that can make it difficult to actually collect on your claim when things go wrong. While conventional policies are still useful, they usually require proof of loss,…
Read MoreRisk Management Insurance
Risk management is the process of spotting the “what-ifs” in your business—then having a plan (and coverage) in place in case they actually happen. Risk Management Insurance isn’t just one policy. It’s more like a strategy that includes the right combination of insurance coverages tailored to the specific risks your business faces. These can include:…
Read MoreHow All Businesses Can Maximize Cyber Insurance
How All Businesses Can Maximize Cyber Insurance Coverage in a Shifting Risk Environment In today’s fast-evolving cyber threat landscape, having a properly structured cyber liability insurance policy is no longer optional—it’s essential. Businesses across every sector, from healthcare to retail, manufacturing to finance, are facing increased risks from ransomware, data breaches, and operational disruptions. As…
Read MoreHealthcare Cyber Insurance
Healthcare Cyber Insurance: Lessons from the DaVita Ransomware Attack Impact The recent ransomware healthcare attack on DaVita, a leading provider of kidney dialysis services, has sent shockwaves through the healthcare industry. This incident underscores the critical need for robust healthcare cyber insurance and proactive cybersecurity measures to protect sensitive patient data from ransomware. PM…
Read MoreTime for a Cannabis Policy Reset
Time for a Cannabis Policy Reset: Outdated Regulations Are Fueling the Illicit Market State cannabis regulators are still operating under rules designed for a brand-new industry—and that’s become a big problem. Instead of helping the legal cannabis market thrive, these outdated frameworks are making it harder for licensed businesses to survive. Meanwhile, the illicit…
Read MoreRansomware Attacks Are Rising
Ransomware continues to be a major threat to businesses of all sizes. Recent reports from cyber insurance providers show a surge in cybercriminal activity—and experts are urging companies to ramp up their defenses. These attacks usually start when a cybercriminal—often referred to as a “threat actor”—breaks into a company’s system, encrypts or steals…
Read MoreWhy Life Insurance is a Must-Have for Financial Security
Why Life Insurance is a Must-Have for Financial Security Let’s be real—life insurance isn’t the most exciting topic, but it’s one of the most important financial decisions you can make. If you have loved ones who depend on you, life insurance is a key part of making sure they’re taken care of no matter…
Read MoreTrump Administration’s Funding Cuts Threaten Cannabis
Trump Administration’s Funding Cuts Threaten Cannabis Research and Marijuana Rescheduling The Trump administration’s decision to slash federal research funding is jeopardizing 565 ongoing cannabis studies and freezing new National Institutes of Health (NIH) grants. This move could have far-reaching consequences for cannabis legalization, marijuana rescheduling, and the $32 billion regulated cannabis industry. Funding Cuts…
Read MoreCalifornia’s Cannabis Excise Tax Set to Increase
California’s Cannabis Excise Tax Set to Increase: Industry Concerns Grow California’s cannabis industry is bracing for a significant excise tax increase, set to take effect on July 1, 2025. The statewide cannabis excise tax on dispensary sales will rise from 15% to 19%, a 27% increase, adding to existing state and local taxes. In…
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