EARTHQUAKE!!! Top 10 Misconceptions About Placing California Earthquake Insurance Coverage

Top 10 Misconceptions About Placing California Earthquake Insurance Coverage One of the biggest misconceptions regarding California Earthquake coverage is the widely held view that it is a straightforward and elective coverage. With the lowest frequency in the CAT space, this peril is the least tested and, as a result, often misunderstood. While frequency is minimal,…

Read More

Home Insurance

  3 Ways to insure the structure of your home: Understand the difference Replacement Cost:  Insurance that pays the policyholder the cost of replacing damaged property without deduction for depreciation, but limited to a maximum dollar amount. Extended Replacement Cost:  An extended replacement cost policy, one that covers costs up to a certain percentage over…

Read More