With a Few Exceptions, Personal Insurance Shopping Subdued in Q2 2022

  Auto insurance shopping was down 3 percent overall in second-quarter 2022 compared to the same period in 2021. That trend was primarily driven by a significant decrease by higher-risk consumers, where shopping decreased 11 percent compared to Q2 2021. TransUnion’s new Personal Lines Insurance Trends and Perspectives Report found property and auto insurance shopping in Q2…

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EARTHQUAKE!!! Top 10 Misconceptions About Placing California Earthquake Insurance Coverage

Top 10 Misconceptions About Placing California Earthquake Insurance Coverage One of the biggest misconceptions regarding California Earthquake coverage is the widely held view that it is a straightforward and elective coverage. With the lowest frequency in the CAT space, this peril is the least tested and, as a result, often misunderstood. While frequency is minimal,…

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Home Insurance

  3 Ways to insure the structure of your home: Understand the difference Replacement Cost:  Insurance that pays the policyholder the cost of replacing damaged property without deduction for depreciation, but limited to a maximum dollar amount. Extended Replacement Cost:  An extended replacement cost policy, one that covers costs up to a certain percentage over…

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