Cyber Insurance
Risk Management Insurance
Risk management is the process of spotting the “what-ifs” in your business—then having a plan (and coverage) in place in case they actually happen. Risk Management Insurance isn’t just one policy. It’s more like a strategy that includes the right combination of insurance coverages tailored to the specific risks your business faces. These can include:…
Read MoreHow All Businesses Can Maximize Cyber Insurance
How All Businesses Can Maximize Cyber Insurance Coverage in a Shifting Risk Environment In today’s fast-evolving cyber threat landscape, having a properly structured cyber liability insurance policy is no longer optional—it’s essential. Businesses across every sector, from healthcare to retail, manufacturing to finance, are facing increased risks from ransomware, data breaches, and operational disruptions. As…
Read MoreHealthcare Cyber Insurance
Healthcare Cyber Insurance: Lessons from the DaVita Ransomware Attack Impact The recent ransomware healthcare attack on DaVita, a leading provider of kidney dialysis services, has sent shockwaves through the healthcare industry. This incident underscores the critical need for robust healthcare cyber insurance and proactive cybersecurity measures to protect sensitive patient data from ransomware. PM…
Read MoreTime for a Cannabis Policy Reset
Time for a Cannabis Policy Reset: Outdated Regulations Are Fueling the Illicit Market State cannabis regulators are still operating under rules designed for a brand-new industry—and that’s become a big problem. Instead of helping the legal cannabis market thrive, these outdated frameworks are making it harder for licensed businesses to survive. Meanwhile, the illicit…
Read MoreRansomware Attacks Are Rising
Ransomware continues to be a major threat to businesses of all sizes. Recent reports from cyber insurance providers show a surge in cybercriminal activity—and experts are urging companies to ramp up their defenses. These attacks usually start when a cybercriminal—often referred to as a “threat actor”—breaks into a company’s system, encrypts or steals…
Read MoreCalifornia’s Cannabis Excise Tax Set to Increase
California’s Cannabis Excise Tax Set to Increase: Industry Concerns Grow California’s cannabis industry is bracing for a significant excise tax increase, set to take effect on July 1, 2025. The statewide cannabis excise tax on dispensary sales will rise from 15% to 19%, a 27% increase, adding to existing state and local taxes. In…
Read MoreCannabis Industry and University Partnerships: What 2025 Could Bring
Cannabis Industry and University Partnerships: What 2025 Could Bring The cannabis industry is gearing up for some exciting changes in 2025, with partnerships between cannabis businesses and universities expected to flourish. While academic collaborations aren’t new, the cannabis sector has been slow to embrace them — mainly due to marijuana’s status as a federally illegal…
Read MoreSan Diego Cannabis Tax Increase
San Diego Cannabis Tax Increase: What Dispensaries and Consumers Need to Know San Diego is raising its cannabis sales tax in an effort to generate an additional $4 million in revenue to help close the city’s $258 million budget deficit. However, concerns are growing that higher taxes may drive cannabis consumers to shop elsewhere.…
Read MoreProtect your food truck
Protect your food truck Food trucks are more than just vehicles—they’re fully operational businesses on wheels. From cooking and storage to transportation and sales, your food truck is at the heart of your operation. But with this mobility comes unique risks that standard business insurance won’t always cover. That’s where we come in. Your…
Read MoreRising Break-Ins in Los Angeles: How Small Businesses Can Protect Themselves
Rising Break-Ins in Los Angeles: How Small Businesses Can Protect Themselves Los Angeles has recently seen a troubling surge in break-ins targeting small businesses, leaving owners facing significant financial burdens and security concerns. From West Hollywood to South Los Angeles, these incidents have become increasingly frequent, underscoring the need for better security, awareness, and…
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