Protect your food truck
Protect your food truck
Food trucks are more than just vehicles—they’re fully operational businesses on wheels. From cooking and storage to transportation and sales, your food truck is at the heart of your operation. But with this mobility comes unique risks that standard business insurance won’t always cover. That’s where we come in.
Your food truck serves multiple functions:
A Mobile Kitchen – It’s where all the cooking happens, with grills, fryers, refrigeration, and storage all packed into a compact space.
A Moving Business – You rely on your truck to transport food, equipment, and employees to different locations, whether for daily service or events.
A Branding Tool – Your truck’s design and logo serve as a rolling advertisement, attracting customers wherever you go.
A Payment Hub – With built-in POS systems and cash handling, it’s a critical part of your financial transactions.
With so much riding on your food truck, the right insurance coverage isn’t just an option—it’s a necessity.
Many food truck owners assume that a general business or auto insurance policy will cover them, but that’s not always the case. Food trucks face unique risks, including:
Vehicle Accidents – Since your business operates on the road, you need commercial auto insurance that protects your truck, equipment, and liability in case of an accident.
Equipment Damage or Theft – Your grills, fryers, refrigerators, and other appliances are essential. A breakdown or theft can halt your operations and result in significant losses.
Fire and Kitchen Hazards – Cooking on the go increases fire risks. Without proper coverage, you could be left paying out of pocket for costly damages.
Foodborne Illness Liability – If a customer gets sick from your food, you could face expensive legal claims. Proper liability insurance helps protect your business.
Event Coverage – If you operate at festivals or private events, many organizers require specific insurance before allowing you to participate.
At PM Insurance Services, we specialize in insuring food trucks, ensuring that you have the right protection for every aspect of your business. When you work with us, you get:
Customized Coverage – We tailor policies to cover your truck, equipment, liability, and more.
Expert Advice – We understand food truck businesses and help you navigate insurance requirements.
Affordable Plans – We work with top carriers to find cost-effective options that fit your budget.
Peace of Mind – With the right insurance in place, you can focus on serving great food without worrying about unexpected setbacks.
Your food truck is your livelihood. Don’t leave it vulnerable to accidents, theft, or unexpected events. Contact PM Insurance Services today to get a free quote and ensure your business is fully protected.
Get in touch with us today and keep your food truck rolling safely!