Navigating Commercial Insurance for Towing Companies in California

Protecting Your Business, Not Just Your Vehicles Navigating commercial insurance for towing companies in California and beyond. In the fast-paced world of towing and transportation unexpected challenges are part of the job. From roadside assistance in the San Fernando Valley to equipment hauling across Los Angeles Ventura County or even expansive  stretches of San Bernardino County…

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Why PM Insurance Services Encourages Cyber Insurance for Businesses of All Sizes

  Why PM Insurance Services Encourages Cyber Insurance for Businesses of All Sizes   The Allianz Life incident underscores a critical reality: no business is immune to cyber threats. At PM Insurance Services, we’re seeing firsthand the increasing sophistication and frequency of cyberattacks targeting companies, from small local shops to large enterprises. This is precisely…

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How All Businesses Can Maximize Cyber Insurance

How All Businesses Can Maximize Cyber Insurance Coverage in a Shifting Risk Environment In today’s fast-evolving cyber threat landscape, having a properly structured cyber liability insurance policy is no longer optional—it’s essential. Businesses across every sector, from healthcare to retail, manufacturing to finance, are facing increased risks from ransomware, data breaches, and operational disruptions. As…

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Rising Break-Ins in Los Angeles: How Small Businesses Can Protect Themselves

  Rising Break-Ins in Los Angeles: How Small Businesses Can Protect Themselves Los Angeles has recently seen a troubling surge in break-ins targeting small businesses, leaving owners facing significant financial burdens and security concerns. From West Hollywood to South Los Angeles, these incidents have become increasingly frequent, underscoring the need for better security, awareness, and…

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California FAIR Plan Approves $1 Billion Assessment for Wildfire Claims

California FAIR Plan Approves $1 Billion Assessment for Wildfire Claims California Insurance Commissioner Ricardo Lara has approved a $1 billion assessment on admitted market insurers to help cover claims from the Los Angeles wildfires. The assessment, requested by the California FAIR Plan, is the first in more than 30 years and aims to strengthen the…

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AB5 in California

  Workers’ compensation is a critical safety net for both businesses and employees. It covers medical expenses, rehabilitation, and lost wages if an employee is injured on the job. For businesses, workers’ comp provides financial protection from costly lawsuits and liabilities related to workplace injuries. In California, AB5 has redefined how businesses classify workers, particularly…

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