Rising Break-Ins in Los Angeles: How Small Businesses Can Protect Themselves

  Rising Break-Ins in Los Angeles: How Small Businesses Can Protect Themselves Los Angeles has recently seen a troubling surge in break-ins targeting small businesses, leaving owners facing significant financial burdens and security concerns. From West Hollywood to South Los Angeles, these incidents have become increasingly frequent, underscoring the need for better security, awareness, and…

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What Happens to Your Insurance Policy After a Fire?

What Happens to Your Insurance Policy After a Fire? Tom B.  who lost his building in Altadena during the Eaton Fire, he was left with a big question: What happens to his business insurance policy now that his building is gone? Tom B. who was insured with State Farm for decades, called his agent as…

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Aging Rock Stars Touring Without Insurance

  Aging Rock Stars Touring Without Insurance as Costs Soar As legendary rock stars continue to tour well into their later years, many are opting to forgo insurance due to skyrocketing costs. According to The Telegraph, the price of insuring against concert cancellations due to health issues rises significantly with age, making it an unaffordable…

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California FAIR Plan Approves $1 Billion Assessment for Wildfire Claims

California FAIR Plan Approves $1 Billion Assessment for Wildfire Claims California Insurance Commissioner Ricardo Lara has approved a $1 billion assessment on admitted market insurers to help cover claims from the Los Angeles wildfires. The assessment, requested by the California FAIR Plan, is the first in more than 30 years and aims to strengthen the…

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AI, Cyberattacks & Extreme Weather: Top Insurance Risks for 2025

AI, Cyberattacks & Extreme Weather: Top Insurance Risks for 2025 A new risk forecast from global insurance law firm Kennedys highlights AI adoption, cyberattacks, and extreme weather as the top risks impacting insurance markets in 2025. The survey, conducted across 17 countries, also flagged geopolitical instability, economic volatility, and social inflation** as major concerns. AI…

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Cybersecurity Tools You Should Be Using Right Now

  Cybersecurity Tools You Should Be Using Right Now Let’s be honest—cyber threats aren’t going anywhere. If anything, hackers are getting smarter, and businesses (yes, even small ones!) are prime targets. Whether you’re running a food truck, managing a growing business, or just handling personal data, cybersecurity should be a top priority. But with so…

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Insurance Payouts for LA Wildfires Exceed $4 Billion—And Rising

  Insurance Payouts for LA Wildfires Exceed $4 Billion—And Rising Preliminary data show that insurance companies have already paid over $4.2 billion in claims for the Los Angeles wildfires, with total insured losses potentially reaching $40 billion. The California Department of Insurance (CDI) reported that over 31,000 claims have been filed for home, business, and…

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What Is a Non-Admitted Policy?

Non-admitted insurance can seem a little intimidating at first, but it’s not as scary as it might sound online. It’s really just a different type of policy, and whether it’s a good fit for you depends on your situation. Here’s the scoop in plain English: What Is a Non-Admitted Policy? It’s a policy from an…

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California Lawmakers Push for Better Oversight of FAIR Plan Amid Growing Wildfire Risks

California Lawmakers Push for Better Oversight of FAIR Plan Amid Growing Wildfire Risks California legislators are taking steps to strengthen oversight of the state’s insurer of last resort, the California FAIR Plan Association. With wildfires becoming a growing threat, new legislation aims to enhance transparency and financial stability for property insurance coverage. Assembly member Lisa…

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Dermatological Drugs Dominate California Workers’ Compensation Spending

Dermatological Drugs Dominate California Workers’ Compensation Spending Dermatological drugs, including several high-priced, private-label medications, now account for the largest share of drug spending in California’s workers’ compensation system, according to a new report from the California Workers’ Compensation Institute (CWCI). CWCI’s latest analysis highlights recent trends in drug prescriptions for injured workers in the state,…

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