Cannabis Delivery & Transportation Insurance

Cannabis Delivery & Transportation Insurance  The transportation of marijuana is a necessary part of the cannabis industry. From grow to extraction to testing to manufacturing to dispensary, or any combination there is a risk to all parties as the most valuable stage of the finished product is at risk to theft. As a result, dispensaries,…

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Workers’ Compensation Insurance

What Is Workers’ Compensation Insurance Coverage? Workers’ compensation insurance, also known as workman’s comp or workers’ comp, gives your employees benefits if they get injured or become ill from their job. These benefits can help: Cover their medical care and medical treatment Replace most of their lost wages if they take time off from work…

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EPLI

What is employment practices liability insurance (EPLI)? EPLI covers businesses against claims by workers that their legal rights as employees of the company have been violated. The number of lawsuits filed by employees against their employers has been rising. While most suits are filed against large corporations, no company is immune to such lawsuits. Recognizing…

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Cyber Attacks / Prevention Tactics

Cyber Attacks and Prevention Tactics: Worldwide cyber security spending will reach $133.7 billion by 2022 according to a Gartner Inc. prediction. Cyber attacks are growing increasingly sophisticated forcing organizations to invest heavily in developing strategies for preventing data breaches.  Cyber Crime Statistics: Spending, Costs and Causes. Half of large enterprises (over 10,000 employees ) spend…

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Cyber Security Insurance

Do you need cyber security insurance? Cyber security is not mandatory, but it can protect your business especially if your business collects, stores or handles confidential data, such as customer payment, credit, medical, identification or bank account information.  It is important that you take proactive measures to ensure proper security policies are in place and…

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Umbrella Liability Insurance

Umbrella Liability Insurance  The following factors can increase the cost of umbrella liability insurance: Your business is open to the public and experiences lots of foot traffic, which increases the chance of a claim on your general liability policy.  You regularly handle customer property, which places you at risk of a property damage lawsuit. You…

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Assembly Bill 5 (AB5)

California recently adopted Assembly Bill 5 (AB5), authored by Asm. Lorena Gonzalez (D-San Diego). AB -5 places into law an independent contractor test known as “ABC” test. In order to be considered an independent contractor, a worker must satisfy all 3 parts of the test. A. The person is free from the control and direction…

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Kilauea Eruption: A Reminder to Businesses About Insurance

kilauea eruption

The eruption of Mount Kilauea in Hawaii is a reminder to businesses that they can be vulnerable to nature’s destructive forces.  Take a look at this story to understand why it is important to review your business insurance and make sure it covers your business needs. The eruption of Mount Kilauea in Hawaii is a reminder to…

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